Chicago Homes Under $700K in 2025: The Best Neighborhoods You’re Not Looking At (Yet)
Intro: Think you have to move to the suburbs to afford a home in Chicago? Think again. In 2025, there are still incredible opportunities to buy a single-family home or multi-unit in vibrant, safe, and community-driven Chicago neighborhoods—all without breaking the $700K barrier. Whether you're looking for great schools, city energy, or middle-class neighborhood vibes that don't feel overrun, these underrated areas have your back (and your budget).
Why This Matters: City dwellers are often told they have two choices: pay top dollar in trendy neighborhoods like Wicker Park or flee to the suburbs. But there’s a third option—and it’s hiding in plain sight. These neighborhoods offer space, charm, safety, and access to some of the best schools and community amenities in Chicago. And yes, they’re still affordable (for now).
1. Albany Park
City life with space to breathe
Tree-lined streets, multicultural restaurants, and that classic Chicago charm. Albany Park is a favorite for families, creatives, and buyers looking for a home with real character.
Example Sale: 3701 N Kimball Ave – $445,000
A bright corner 2-flat with a finished basement and garage. FHA approved, 3.5% down—proof you can buy without draining your savings.
Sold by: Ben Ramos – View Listing
2. Irving Park
Classic Chicago, family-friendly energy
Known for its historic homes, big yards, and great commuter access, Irving Park gives you neighborhood calm with easy access to the Loop.
Example Sale: 4234 N Monticello Ave – $435,000
Charming single-family home with front porch, private yard, and loads of curb appeal.
Sold by: Janet Joseph – View Listing
3. Jefferson Park
The start of the “suburbs in the city”
With bigger lots, solid school options, and calm blocks, Jefferson Park is a top choice for young families who want city access without constant buzz.
Vibe: Think hybrid living: city roots, suburban perks, plenty of room for dogs, strollers, and backyard BBQs.
4. Avondale
Logan's less expensive twin
Avondale has that gritty-cool energy, tons of creative spaces, and housing stock that's still within reach. You're minutes from Logan Square but without the premium price tag.
Example Sale: 3408 N Ridgeway Ave – $500,000
Classic Chicago bungalow with updates and charm on a quiet residential street.
Sold by: Stephanie Malmquist – View Listing
5. Bridgeport
Art, culture, and underrated charm
Bridgeport has long flown under the radar—but not anymore. It’s a foodie hub with historic architecture, friendly neighbors, and easy Loop access.
Example Sale: 3152 S Stewart Ave – $660,000
Sleek townhome with garage, private balcony, and modern layout.
Sold by: Danielle Moy – View Listing
6. Bronzeville
Big vibes, bold future
A vibrant, artistic neighborhood that mixes deep history with modern development. Excellent access to transit, the lakefront, and culture—without the price tag of downtown.
Final Thoughts:
If you’re looking for the best neighborhoods in Chicago for young families, professionals in their 30s, or anyone searching for safe and affordable communities—you don’t have to leave the city to find it. These underrated Chicago neighborhoods are full of opportunity, character, and community. Just be warned: they’re not going to stay under-the-radar forever.
Not everything makes it online. Ever heard of private listings?